

We know that navigating the VA construction loan process can feel overwhelming and full of unknowns. That’s why we wrote this guide—to answer the most common questions Veterans have about building a home with a VA loan and to take the mystery out of how the process works.
Our goal is to provide you with clear, easy-to-understand information so you can move forward confidently, whether you're just starting out or ready to get prequalified. If you have specific questions about what your monthly payments might look like or how much you’ll need at closing, be sure to check out our VA New Construction Worksheet page, where we customize the information to your specific financial situation.


Hi, I’m Joe Prepolec, the owner of Loan Garden. Since 2012, I’ve been helping veterans achieve their homeownership dreams, and in that time, I’ve had the privilege of closing over 3,000 loans. I specialize in VA and Conventional New Construction loans, and take pride in offering a hands-on approach to ensure that every client has a smooth, informed experience throughout the entire process. At Loan Garden, my team and I are dedicated to making the construction loan journey as easy and seamless as possible, so you can focus on building your dream home with confidence.

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